Your Plan Comes Before Any Investment Decision
At Marks Wealth Management, comprehensive financial planning means building your strategy before making any investment decision, with a Certified Financial Planner (CFP) coordinating every element of your financial life.
Comprehensive Financial Planning
At Marks Wealth Management, your financial plan is built before any investment decision is made. We do not lead with product recommendations or portfolio models. We lead with a diagnostic process that examines your full financial picture and builds a strategy grounded in your specific facts.
This plan-first approach is led by a Certified Financial Planner (CFP) and grounded in a fee-only fiduciary commitment. Every recommendation begins with your goals, not with a transaction.
A Plan Built Around Your Full Financial Picture
Your financial plan begins with a thorough review of where you stand today. Retirement timing, income sources, tax exposure, insurance coverage, estate considerations, and long-term goals are evaluated together rather than in isolation. The result is a coordinated strategy where each decision supports the others.
Recommendations are made in the context of your complete picture. Nothing is assumed. Your plan is grounded in documented facts and designed to adapt as your life changes.
What Your Plan Coordinates
Retirement Timing and Income
When you can afford to retire, what income your portfolio needs to generate, and how withdrawals should be structured to support your lifestyle across decades of retirement.
Tax Strategy
Federal, state, and local tax exposure evaluated alongside investment decisions, Roth conversion timing, capital gains planning, and tax-efficient distribution strategies across account types.
Insurance and Risk Protection
Coverage gaps identified and addressed alongside your financial plan so unexpected events do not create avoidable strain on the wealth you have built.
Estate and Legacy Planning
Trusts, beneficiary designations, and wealth-transfer decisions coordinated with your broader financial strategy and your long-term intentions for family and legacy.
How Every Engagement Begins
The first step is a diagnostic financial assessment. We review where you stand, identify the decisions ahead, and show you what a coordinated planning strategy looks like in practice. This initial plan is provided at no cost so you can evaluate the approach before making any commitment.
From that foundation, every recommendation that follows is measured against your documented priorities, your timeline, and your goals.
What Sets CFP-Led Planning Apart
Many advisory firms lead with investment recommendations and build a financial plan around them afterward, if a plan is built at all. That approach treats the portfolio as the starting point. At Marks Wealth, the plan is the starting point, and every investment decision follows from it.
The CFP designation requires the advisor to act in your best interest across all areas of financial planning, not just investments. Combined with a fee-only fiduciary structure, this eliminates the conflicts that compromise advice elsewhere.
When Timing Decisions Carry Compounding Consequences
For pre-retirees, timing decisions have compounding consequences. When to retire, when to claim Social Security, when to begin Roth conversions, and how to sequence withdrawals across account types all affect how long your wealth lasts and how efficiently it supports your life.
Getting these decisions right requires a plan. Getting them wrong is expensive and often irreversible. This is where comprehensive financial planning matters most.
Your Principal Financial Planner
Your financial plan at Marks Wealth Management is led by Catherine Cavalier Jackson, a Certified Financial Planner (CFP) who also holds the Registered Social Security Analyst (RSSA) and Accredited Investment Fiduciary (AIF) designations. That combination brings depth across planning, retirement income, and fiduciary oversight.
Catherine has been with the firm since 2016 and earned her CFP certification in 2019. She holds Series 7 and 66 licenses alongside a B.S. in Marketing and E-Business from Towson University.
What Our Clients Say
Have been with MWM since retiring in 2022 and it’s one of the best financial decisions I’ve ever made. They have solid investment strategies with expert analysis that adapts to the ever changing markets in order to grow your portfolio. This coupled with regular communications and support have made the financial side of retirement a piece of cake. So, check out MWM and make your life easy.
Cary Allen
The entire Marks Wealth Management team is great to work with. Since investing with them, my portfolio has steadily increased and reaffirms what a great decision it was to trust them with my portfolio.
Donnie Halloway
As an older retiree, I have depended on Charles and his team to help keep me as independent as possible. I am one of the few among my friends who doesn’t seem to have money worries. Special thanks to Catherine and Taylor for all your care.
Jan Dove
I’ve been with Charlie MWM for 11 years now and could not be more pleased. His staff is very attentive, knowledgeable and professional. In a word …outstanding!
Joe Karl
How Planning, Management, and Oversight Work Together
Active portfolio management is one part of a coordinated approach. Your financial plan and ongoing oversight work alongside it to protect your wealth across every stage.
Technical Analysis and Active Portfolio Management
Your portfolio is actively managed through daily technical analysis from a CMT-certified team, with stop-loss protections and real-time risk assessment built around your plan.
Your Plan Should Come First
Every financial decision benefits from a plan built around your life. Contact us to begin the conversation.